Representative 49.7% APR (variable)
Representative Example: If you borrow £2,600.00 over 36 months at a Representative rate of 49.7% APR (variable) and an annual interest rate of 41.00% (variable), you would pay 36 monthly instalments of £126.61. The total charge for credit will be £1,957.89 and the total amount payable will be £4,557.89.

Personal Loans UK

With over 70 types of money lenders in the UK, finding the best personal loans can be a tedious process. At UPMoney.co.uk, we are committed to helping you find the best personal loans UK for your needs. We have partnered with over 40 loan providers to help you find a loan that you can afford and that suits your needs. Here is what you need to know about personal loans and our services

What are Personal Loans

A personal loan, also known as an unsecured loan is a specific amount of money borrowed from a credit union, bank or online lender that you pay back in fixed monthly instalments over a set time period. The main advantage of personal loans is that they are unsecured meaning that they are not loaned against any of your assets such as your home. Another benefit of these loans is that they come in a lump sum and you have a set time period to pay them off.

Unlike using an overdraft or borrowing on a credit card, when you borrow a personal loan, you'll know exactly how much you'll be paying back each month, and the interest is usually fixed. You can qualify for up to £25,000 depending on certain factors such as your income and credit rating.

Why borrow a Personal Loan

People borrow personal loans for many different reasons. You can use them to buy your dream car, renovate your old home, or fund your wedding or holiday.

Let Us Shop the best Personal Loans For You

You don't have to undergo the pain of comparing lenders to find the best deal when we can do it for you. All you have to do is fill our online form with a few of your details and we’ll get you an instant quote. Here are some of the advantages of choosing us;

1. Best Deals

We save you a lot of money by finding you the best deal on the market. We understand that unsecured loans can have high-interest rates that why we have partnered with over 40 lenders to find you the best deal.

2. No phone calls

We use an advanced platform to match your details to a panel of leading and dedicated UK lenders. We ensure that your loan application is completely online.

3. Fast payment

After you complete the online application and your loan is approved, the money will be sent to as soon as possible. This could take one or two days depending on the lender and your time of application.

4. Safety of Your Details

We do not keep your details online so there's no chance your details can be stolen.

All our lenders use equally secure and encrypted websites so that your information can be safe.

5. No Effect on Your Credit Score

With our comparison service, you don't have to worry about affecting your credit score. Your credit rating will remain the same.