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Representative Example: If you borrow £2,600.00 over 36 months at a Representative rate of 49.7% APR (variable) and an annual interest rate of 41.00% (variable), you would pay 36 monthly instalments of £126.61. The total charge for credit will be £1,957.89 and the total amount payable will be £4,557.89.
Best Payday Loans UK
Payday loans are meant to sustain you till the next payday. If you have an emergency expense that isn't catered for in your monthly budget such as; unexpected car repairs, unexpected medical bills, urgent home repairs, etc., you are justified to take a payday loan. But since there are many payday loans in the UK, how do you identify the best ones?
Characteristics of the best payday loans
1. Issued by FCA authorised payday loan providers
To avoid being a victim of payday loan scams in the UK, you must seek payday loans from regulated institutions only. You can check if a lender or broker is authorised from the FCA database.
2. Affordable with a high approval rate
Every payday loan provider claims to be affordable. The surest way of confirming affordability is comparing loans from many different providers. We have special software that allows potential borrowers to find the cheapest payday loan lenders who are most likely to approve loan applications. What's more; the software is FREE to use, and quotes are NO-obligation.
3. Don’t affect your credit score
Asking for a quote from us won’t harm your credit score. Furthermore, you can still get an affordable payday loan through us even if you have a bad credit score. We match our customers with loans meant for individuals with adverse credit scores, so there's no negative effect on a borrower's credit score.
4. Quick loan application and approval
Since payday loans are designed for emergency situations, they must be offered with urgency. It takes a few seconds for us to match you with the best, most affordable lenders. The loan application process is also 100% online and designed to save time. The application requirements are basic (personal information like name, address as well as proof of income). We also work with lenders who can approve loan applications and send loan amounts in minutes (within 15 minutes).
5. Good payday loans variety
We facilitate all types of payday loans matching every need you can think off. You can get most, if not all, types of short term loans through us. We have loans for borrowers with bad credit and instant loans for borrowers who don’t have any time to wait. We also have loans designed for borrowers who are solely concerned about cost and loan application approval, and much more!
6. Easy repayment
We also facilitate loans that are easy to repay. You’ll get a reminder to avoid missing repayment. You can also get easy instalment plans and integration with your bank a/c to allow automatic/hustle-free repayment. The best payday loans don’t get better than this!