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Compare Loans

With dozens of different types of loans and hundreds of lenders throughout the UK all with different rates it's easy to feel overwhelmed when searching for a loan.

The popular comparison sites you’ll regularly see advertised do a great job of compiling product data and keeping the market competitive.

The only issue with these massively profitable companies is that most of them only show you deals from lenders who are affiliated with them and pay them commissions.

Above, UP Money have compiled an unbiased list of the cheapest lenders in the UK. The list is updated daily and there’s no need to provide us with personal information.


How much can I borrow?

The amount you can borrow depends on several factors such as your income, your outgoings and your credit history.

Many lenders now have automatic eligibility checkers that will provide you with an instant decision based on your personal details. All lenders display eligibility criteria for their loan products which can we found on their websites.

What if I default on a loan?

It's important that you're confident you'll be able to keep up with the repayments of the loan before applying and entering into an agreement. If you do default on a payment, you should speak to your lender as soon as possible.

Looking for impartial advice on your finances? The Money Advice Service offers free advice, set up by government.
Learn more

Looking for impartial debt advice? Step change are the UK’s leading debt charity providing expert debt advice.
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