Representative Example: If you borrow £2,600.00 over 36 months at a Representative rate of 49.7% APR (variable) and an annual interest rate of 41.00% (variable), you would pay 36 monthly instalments of £126.61. The total charge for credit will be £1,957.89 and the total amount payable will be £4,557.89.
With dozens of different types of loans and hundreds of lenders throughout the UK all with different rates and criteria for acceptance, it's easy to feel overwhelmed when searching for a loan.
Our soft search technology enables you to find the cheapest lender from our extensive panel, most likely to say yes to you within 2-3 minutes. It's free, it's easy to use, and it won't affect your credit score.
How to compare loans
Tell us how much you want to borrow and how long you'll need to pay it back comfortably
Your basic info
We need to get some information about you so that we can match with the right lender
We'll show you a list of lenders that will accept you and forward you to the cheapest
Types of loans
The type of loan you need might depend on the purpose of the loan. You might be buying a car, getting married or want to do some home renovations.
In their simplest forms, loans are either secured or unsecured. Secured loans are backed by some form of asset, usually a house or other property.
An unsecured loan is given based purely on someones demonstrated ability to repay the loan and their level of "trust" derived from a credit score.
The amount you can borrow depends on several factors such as your income, your outgoings and your credit history.
Applying for a loan directly and being rejected can negatively affect your credit profile; this is why it's so important to compare loans using a tool like ours for loans of £100 - £10,000.
Yes, we have several lenders on our panel able to help people with a less than perfect credit score find the bad credit loan they need.
It's important that you're confident you'll be able to keep up with the repayments of the loan before applying and entering into an agreement. If you do default on a payment, you should speak to your lender as soon as possible.