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Representative Example: If you borrow £2,600.00 over 36 months at a Representative rate of 49.7% APR (variable) and an annual interest rate of 41.00% (variable), you would pay 36 monthly instalments of £126.61. The total charge for credit will be £1,957.89 and the total amount payable will be £4,557.89.
How It Works
Fill in our 2 minute quote form giving us your basic details including your name, address, employment details, salary etc… These details will be used to determine the best loan deal available to you from our panel of lenders
Our smart search technology takes the information you’ve given to us and then compares it against the criteria of 40+ lenders that we work with in the UK to determine the cheapest lender likely to say yes to your loan
Once we have determined your best loan deal we will automatically forward you to the site of the lender where you’ll find all the details of your loan offer. There is no obligation to go ahead and retrieving this offer will not affect your credit file
Can I apply if I have bad credit?
Yes, many of the lenders we work with offer loans to people with a less than perfect credit history. Check out our bad credit loans page for more details.
Will this service affect my credit score?
Using our quote form won’t affect your credit score. We will simply retrieve a no obligation quote for you. A note will be left on your credit file only if you decide to accept the loan offer and enter into a loan agreement with a lender.
How fast can I get my money?
This depends on the lender and their terms of acceptance. Some of the lenders we work with are able to pay out funds in as little as 15 minutes.
Do I need a guarantor?
We work with unsecured lenders who don’t require a guarantor and we also work with guarantor lenders who do require a guarantor before lending to people with certain credit types. This will depend on the amount you require and your personal credit history. See our no guarantor loans page for more details.
How can I contact you?
If you have found a lender through our site and would like to speak to them you should contact the lender directly. If you would like to contact UPMoney use our contact us page.